Finance · Crypto · The Long View Ten thousand coins is not a market. It is a waiting room. I am going to say something that will irritate roughly half the internet: most of the crypto coins that exist today will not exist in ten years. Not just most of the tiny ones. Most of […]
The Great Crypto Cull Read More »
Finance · Crypto · Regulation While half the world was still arguing about whether crypto was a fad, Japan was writing the rulebook. Here is a confession that only slightly embarrasses me. Years ago, I assumed the countries shouting the loudest about crypto must be the ones leading it. All that noise, surely, meant progress.
Japan Quietly Got There First Read More »
Finance · Property · Real Assets Owning property does not have to mean a stranger’s boiler ruining your two in the morning. A friend told me, with the certainty of a woman who had thought about it for roughly four seconds, that property was not for her. Her evidence was vivid: a tenant ringing at
Bricks Without the Boiler Read More »
Finance · Investing · The Way In The exciting trade is the one you remember. The quiet one is usually the one who paid. Can I confess something that still stings a little? In my earlier years, I had what I was certain was a brilliant idea. I put real money behind it, the kind
The Boring Basket That Beat My Best Idea Read More »
Here’s something that ought to feel stranger than it does. There is a war on — a real one, with airstrikes, a naval blockade, and tankers ablaze in one of the busiest shipping lanes on earth — and yet this week the US stock market spent its time wandering up to record highs, apparently unbothered.
The War You’re Not Fighting — And Why It’s Already at Your Petrol Pump Read More »
Let me confess something. For years, the word “bonds” made my eyes glaze over faster than a wine list written in Latin. It sounded like the dullest room in all of finance — grey men, grey suits, shuffling grey paper, while the interesting money was being made somewhere with better lighting. Then I worked out
The Boring Market That Quietly Runs Your Life Read More »
Let me start with a number so large it stops meaning anything, and then I’ll make it mean something. The world now owes more than $350 trillion. Not billion — trillion. Global debt — governments, companies and households added together — reached a record of around $348 trillion at the end of 2025, and by
The World Is $350 Trillion in the Red — And Why It Lands on Your Kitchen Table Read More »
There’s a piece doing the rounds about someone who changed jobs ten times in ten years to finally reach the career they wanted. I read it twice. The first time, I wanted to cheer — that’s grit, and grit deserves a round of applause. The second time, a quieter question crept in and wouldn’t leave:
Ten Jobs in Ten Years — Or the Ladder You Build Yourself Read More »
You spread your money across different things so they wouldn’t all sink at once. So why did they? I suspect I know what some of you have been quietly thinking this year, because I’ve thought it myself. You did the responsible thing. You didn’t put it all in one basket — you bought a bit
When Everything Falls Together Read More »
Gold wobbled. Crypto slid. But the money didn’t vanish — it moved. Following it is more useful than mourning it. Can I admit something slightly embarrassing? Early in my investing life, I sold a perfectly good, boring holding to pile into the exciting thing everyone at the time was breathless about. I don’t need to
Where the Money Actually Went Read More »
