The loudest fight in finance right now is being had in a language most of us were never taught. The week my money moved slower than my email I once sent money abroad and watched it vanish into the banking ether for the better part of a week. It arrived eventually, lighter than it left, […]
Stripe, PayPal and the Quiet Dollar Race Read More »
Someone once asked me why I bother following the Bank of Japan. “I don’t even have yen,” they said. Fair question. Here’s my answer: you don’t need to hold a currency for its central bank to reach into your portfolio. That’s the whole point of this piece. Right now, three of the world’s most important
Three Central Banks, One Lesson for Your Money Read More »
There’s a belief so common I’d call it financial folklore: when the world looks dangerous, gold goes up. Conflict breaks out, and gold rises, because gold is safety and fear sends people running toward it. I believed this myself for years. This week, the market quietly proved it’s more complicated than that — and I
Why Gold Fell During a Middle East War Read More »
I remember the exact moment someone I trusted told me crypto was “just for gamblers.” I didn’t have a comeback for them then. I have one now: T. Rowe Price. A $1.9 Trillion Firm Walks Into the Room If you don’t know the name, here’s the short version: T. Rowe Price is a $1.9 trillion
The Most Cautious Money on Wall Street Just Bought Crypto Read More »
A country doesn’t often change its leader without an election. Britain just did. Andy Burnham was confirmed as Labour leader today and will walk into 10 Downing Street on Monday, taking over from Keir Starmer. I want to walk you through why this matters to you even if you’ve never set foot in Westminster, because
Britain Changed Prime Ministers Mid-Term — Here’s What It Means for Your Money Read More »
Finance · Banking · Real Life You worked for it, saved it, and trusted a bank with it. Here is what happens when the bank makes that trust harder to keep. There is a particular kind of panic that comes from staring at a banking app that will not load on the one day you
Whose Money Is It Anyway? Read More »
Finance · Crypto · Ownership The most expensive lesson in crypto is learning that “your” coins on an exchange were never quite yours. Let me start with the scar, because it is the whole point. Over the years, I have watched exchange after exchange fail, freeze, or evaporate, taking real people’s money with them. Some
Not Your Keys, Not Your Coins Read More »
Finance · UK Economy · The Bigger Picture Everyone has an opinion on the economy. Fewer people have actually looked at what growth means for their own money. I get asked one question more than almost any other, usually at a dinner table, usually somewhere between the main course and the pudding. Is the economy
The Growth Question Read More »
Finance · Investing · Habits The strategy that asks nothing of your nerve and everything of your patience. Here is a question that has cost more people money than almost any other in investing. When is the right time to buy? I used to obsess over the answer. I would watch a price, wait for
The Art of Dollar Cost Averaging Read More »
Finance · Crypto · Infrastructure It has quietly touched nearly every share trade you have ever made. Now it is moving onto the blockchain. Let me introduce you to a company you have almost certainly never heard of, which has almost certainly handled your money. It does not advertise. It has no app you would
The Biggest Company You Have Never Heard Of Read More »
