Tokenization

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Crypto Private Key Security: Why Lost Keys Cause 40% of Hack Losses

Private keys, not smart contracts, caused 40% of crypto’s $16 billion in hack losses. What self-custody really requires. Let me tell you what actually keeps me up at night about crypto — and it isn’t the price. It’s this: nearly 40% of the $16 billion ever lost to crypto hacks didn’t come from clever code […]

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CLARITY Act Crypto Regulation: Why Congress Still Can’t Agree

The CLARITY Act, crypto’s biggest shot at U.S. regulatory clarity, is stuck in gridlock. Here’s what’s holding it up — and what it means for investors. Let me tell you where I’ve quietly landed on all this, because it might surprise you: I think they get it done this year. Right now, the CLARITY Act

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The Monaco Grand Prix: Where the Racing Is Almost a Sideshow to the Money

June 4 – 7, 2026  ·  Circuit de Monaco, Monte Carlo  ·  78 laps  ·  The crown jewel of Formula One I’ll be honest with you — I love watching Monaco. Every year, it’s less a motor race and more an annual referendum on how much wealth you can physically squeeze into two square kilometres.

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Why Your Next iPhone, MacBook and Xbox Just Got Dearer — and What It Reveals About the Hidden Cost of the AI Boom

Apple and Microsoft have just hiked prices by hundreds. The culprit isn’t greed — it’s the AI gold rush quietly reaching into your pocket. Here’s what it means and how to save money in a world where the price of everything keeps creeping up. Let me show you something that happened this week that most

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The Trillion-Dollar Gold Rush: What the Coming Wave of Mega-IPOs Means for Your Money

SpaceX, OpenAI, Anthropic — a parade of giant companies is preparing to sell shares to the public. Before you get swept up in the excitement, here’s what an IPO actually is and how to think about it without losing your head. There’s a particular kind of electricity in the markets when the giants finally come

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How to Start Investing in the UK: A Beginner’s Step-by-Step Guide

You don’t need to be rich, clever, or brave to start investing. You need to start — and here’s exactly how. Let me guess. You know you should be investing. Somewhere between the news headlines and a friend who won’t stop talking about their portfolio, the message has landed: leaving your money in a savings

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Bitstack and the Beautifully Sneaky Art of Saving Without Noticing

Most people never start investing because starting feels enormous. Bitstack’s clever trick? Make it so small you barely notice — your spare change, quietly becoming Bitcoin. Can I share a frustration of mine? I’ve watched people I love mean to start investing for years — good, capable people — and never quite do it. And

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Envelope and the Quietly Radical Idea of Spending on Purpose

Most money apps tell you what you spent after it’s gone — a post-mortem, not a plan. Envelope flips it: decide where your money goes before it goes anywhere. It’s an old idea, reborn beautifully. Let me name something that’s quietly annoyed me for years about most money apps. They’re brilliant at telling you what

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