Ecclesiastes 11:6 tells us to sow morning and evening because we cannot know which will prosper. That ancient line teaches about diversifying. Faith · Investing A line older than the stock market There is a sentence tucked into the Book of Ecclesiastes that would sit comfortably in any modern investing seminar, except it is roughly […]
You Never Know Which Seed Will Take Read More »
Finance · Real Life · Stay Safe The best scams do not look like scams. They look like a friend, a bargain, and a sure thing. Here is how I keep my money out of their reach. The message that looked exactly right Someone I love very much once showed me a message that had
If It Cannot Lose, It Is a Lie Read More »
Finance · Emerging Markets The best-known companies are not the only place growth lives. A calm look at emerging markets, the real promise, the real potholes, and how I hold them. A city that was building itself I remember standing in a city I had never visited before, watching cranes swing against the skyline in
Beyond the Familiar Few Read More »
Finance · Mindset · Access A confession to open with: for the longest time, I believed finance was a room I had not been invited into. The velvet rope made of words Every industry has its own language, but finance has weaponised its own. The jargon is not there to help you understand faster. Quite
Finance Was Built to Sound Harder Than It Is Read More »
The loudest fight in finance right now is being had in a language most of us were never taught. The week my money moved slower than my email I once sent money abroad and watched it vanish into the banking ether for the better part of a week. It arrived eventually, lighter than it left,
Stripe, PayPal and the Quiet Dollar Race Read More »
Finance · Banking · Real Life You worked for it, saved it, and trusted a bank with it. Here is what happens when the bank makes that trust harder to keep. There is a particular kind of panic that comes from staring at a banking app that will not load on the one day you
Whose Money Is It Anyway? Read More »
Finance · Investing · Habits The strategy that asks nothing of your nerve and everything of your patience. Here is a question that has cost more people money than almost any other in investing. When is the right time to buy? I used to obsess over the answer. I would watch a price, wait for
The Art of Dollar Cost Averaging Read More »
You spread your money across different things so they wouldn’t all sink at once. So why did they? I suspect I know what some of you have been quietly thinking this year, because I’ve thought it myself. You did the responsible thing. You didn’t put it all in one basket — you bought a bit
When Everything Falls Together Read More »
Rates near 4.7% look generous — until inflation and the taxman have their turn. Here is the sum the adverts never show you. Personal Finance There is a particular feeling I want to describe, because I suspect you have had it. You move your money to a savings account paying a headline rate that looks
Your Savings Account Is Quietly Losing Read More »
