Apple and Microsoft have just hiked prices by hundreds. The culprit isn’t greed — it’s the AI gold rush quietly reaching into your pocket. Here’s what it means and how to save money in a world where the price of everything keeps creeping up. Let me show you something that happened this week that most […]
SpaceX, OpenAI, Anthropic — a parade of giant companies is preparing to sell shares to the public. Before you get swept up in the excitement, here’s what an IPO actually is and how to think about it without losing your head. There’s a particular kind of electricity in the markets when the giants finally come
The Trillion-Dollar Gold Rush: What the Coming Wave of Mega-IPOs Means for Your Money Read More »
After years of a handful of giants carrying the entire stock market, the cracks are showing. Here’s why that’s not the disaster the headlines suggest, and what it teaches us about how to start investing wisely. For most of the past two years, I’ve watched the market tell an almost embarrassingly simple story: a tiny
You don’t need to be rich, clever, or brave to start investing. You need to start — and here’s exactly how. Let me guess. You know you should be investing. Somewhere between the news headlines and a friend who won’t stop talking about their portfolio, the message has landed: leaving your money in a savings
How to Start Investing in the UK: A Beginner’s Step-by-Step Guide Read More »
Most people never start investing because starting feels enormous. Bitstack’s clever trick? Make it so small you barely notice — your spare change, quietly becoming Bitcoin. Can I share a frustration of mine? I’ve watched people I love mean to start investing for years — good, capable people — and never quite do it. And
Bitstack and the Beautifully Sneaky Art of Saving Without Noticing Read More »
Most money apps tell you what you spent after it’s gone — a post-mortem, not a plan. Envelope flips it: decide where your money goes before it goes anywhere. It’s an old idea, reborn beautifully. Let me name something that’s quietly annoyed me for years about most money apps. They’re brilliant at telling you what
Envelope and the Quietly Radical Idea of Spending on Purpose Read More »
Let me tell you about a phrase in crypto that sounds wonderfully empowering — right up until the moment you try to live by it. “Be your own bank.” Take full control of your Bitcoin, the idea goes, and you answer to no one: no exchange that can freeze your money, no middleman who can
Theya and the Quiet Mission to Make “Be Your Own Bank” Actually Bearable Read More »
The most exciting promise of blockchain isn’t getting rich quick. It’s the chance to own a fraction of assets that were always locked behind a velvet rope. Let me tell you what quietly gets me out of bed in the morning. It’s the idea that the best wealth-building assets on earth — prime commercial property,
For a decade, traditional finance dismissed blockchain as a toy for speculators. In 2026, those same institutions are quietly building on it. Here’s the story of the great convergence. Let me share an irony I’ve been quietly savouring. For more than a decade, the titans of traditional banking — the “TradFi” world of suits, marble
When Wall Street Quietly Adopted the Technology It Once Mocked Read More »
Forget the hype cycles and the meme coins. The most important thing happening in blockchain right now is unfolding almost silently — inside the world’s biggest banks. Let me tell you about the most important thing happening in finance that almost nobody is talking about. For years, most people have heard the word “blockchain” and
Tokenisation: The Quiet Blockchain Revolution Nobody Warned You About Read More »
