Let me start with a number so large it stops meaning anything, and then I’ll make it mean something. The world now owes more than $350 trillion. Not billion — trillion. Global debt — governments, companies and households added together — reached a record of around $348 trillion at the end of 2025, and by […]
The World Is $350 Trillion in the Red — And Why It Lands on Your Kitchen Table Read More »
There’s a piece doing the rounds about someone who changed jobs ten times in ten years to finally reach the career they wanted. I read it twice. The first time, I wanted to cheer — that’s grit, and grit deserves a round of applause. The second time, a quieter question crept in and wouldn’t leave:
Ten Jobs in Ten Years — Or the Ladder You Build Yourself Read More »
You spread your money across different things so they wouldn’t all sink at once. So why did they? I suspect I know what some of you have been quietly thinking this year, because I’ve thought it myself. You did the responsible thing. You didn’t put it all in one basket — you bought a bit
When Everything Falls Together Read More »
Gold wobbled. Crypto slid. But the money didn’t vanish — it moved. Following it is more useful than mourning it. Can I admit something slightly embarrassing? Early in my investing life, I sold a perfectly good, boring holding to pile into the exciting thing everyone at the time was breathless about. I don’t need to
Where the Money Actually Went Read More »
Redundancy is frightening, and pretending otherwise helps no one. But I’ve stood in that particular fear — and I want to tell you what I found waiting on the other side. Maybe you’ve just had the meeting. The one held in the too-gentle voice, with the folder already printed, where someone who quite likes you
For years, cash in the bank earned you a polite nothing. That has changed — and most people haven’t noticed. Picture the drawer. Mine is a kitchen one, and for years it held a savings statement I could barely stand to open — a number that sat there earning what felt like a rounding error,
When Boring Money Finally Pays Read More »
Two days in Washington will do more for your money this month than any company you own. Here’s why I stop and pay attention. I’ll say the unglamorous thing out loud. The most important event for your portfolio this month is not a product launch, an earnings surprise, or a tip your cousin swears is
The Meeting That Sets Everyone’s Mood Read More »
Everyone told you the tracker fund was the sensible, boring, diversified choice. In 2026, that quietly stopped being true. For years, whenever someone nervous asked me where to start, I’d point them somewhere reassuringly dull: a low-cost fund that tracks the whole market. Don’t try to be a hero, I’d say. Buy the haystack, not
Your “Safe” Index Fund Is a Bet You Never Placed Read More »
Gold, crypto, your pension — they’re all dancing to the same tune this year. Here’s the tune. Let me start with a slightly uncomfortable admission. For years, I thought I was beautifully diversified. Metals over here, some shares over there, a little crypto sulking in the corner — different baskets, different risks, exactly what the
One Meeting Runs Your Whole Portfolio Now Read More »
Gold had its worst quarter in over a decade. I bought a little more. Here’s the honest reason why. Can I tell you about the first time I bought gold? I did it badly. A headline shouted at me, I bought near the top, and for a glorious fortnight I felt like a genius. Then
The Metal Everyone Forgot to Panic About Read More »
