Finance · Venture Capital Early-stage investing promises the earth and buries most of its bets. Here is how I think about backing a company long before it is obvious. A napkin, a big idea, and a very small company Someone once sketched an entire company for me on the back of a napkin, over coffee, […]
The Money That Gets In Early Read More »
Finance · Crypto · Infrastructure One of the strangest splits in finance right now is a company quietly succeeding while the token that carries its name goes nowhere. The problem is worth solving To see why any of this matters, start with how money moves across borders today, because it is worse than most people
Ripple Is Winning. Its Token Is Not. Read More »
Life · Habits · Change Most changes fail for the same quiet reason, and it is rarely a lack of willpower. The resolution that never survived February You know the shape of it. A bright, ambitious resolution made with total sincerity, burning hot for a fortnight, then guttering out somewhere around the middle of February,
Why Change Never Sticks, and How to Make It Read More »
Finance · Mindset · Access A confession to open with: for the longest time, I believed finance was a room I had not been invited into. The velvet rope made of words Every industry has its own language, but finance has weaponised its own. The jargon is not there to help you understand faster. Quite
Finance Was Built to Sound Harder Than It Is Read More »
Finance · Real Life · Cost of Living Here is a sentence that sounds like a contradiction and is not: inflation is falling, and everything is still more expensive than it was. The trolley that tells the truth You feel it at the till before you ever read it in a headline. The weekly shop
Why Life Still Costs More When Inflation Falls Read More »
Lifestyle · Food · Wellbeing Can I share something that might be controversial in the wellness industry? Eating well has almost nothing to do with dieting. The meal I ate standing over the sink I once ate a whole dinner standing over the kitchen sink, phone in one hand, fork in the other, barely tasting
The Table Is Where the Life Actually Happens Read More »
The loudest fight in finance right now is being had in a language most of us were never taught. The week my money moved slower than my email I once sent money abroad and watched it vanish into the banking ether for the better part of a week. It arrived eventually, lighter than it left,
Stripe, PayPal and the Quiet Dollar Race Read More »
Someone once asked me why I bother following the Bank of Japan. “I don’t even have yen,” they said. Fair question. Here’s my answer: you don’t need to hold a currency for its central bank to reach into your portfolio. That’s the whole point of this piece. Right now, three of the world’s most important
Three Central Banks, One Lesson for Your Money Read More »
There’s a belief so common I’d call it financial folklore: when the world looks dangerous, gold goes up. Conflict breaks out, and gold rises, because gold is safety and fear sends people running toward it. I believed this myself for years. This week, the market quietly proved it’s more complicated than that — and I
Why Gold Fell During a Middle East War Read More »
I remember the exact moment someone I trusted told me crypto was “just for gamblers.” I didn’t have a comeback for them then. I have one now: T. Rowe Price. A $1.9 Trillion Firm Walks Into the Room If you don’t know the name, here’s the short version: T. Rowe Price is a $1.9 trillion
The Most Cautious Money on Wall Street Just Bought Crypto Read More »
