Finance · Crypto · Ownership The most expensive lesson in crypto is learning that “your” coins on an exchange were never quite yours. Let me start with the scar, because it is the whole point. Over the years, I have watched exchange after exchange fail, freeze, or evaporate, taking real people’s money with them. Some
Not Your Keys, Not Your Coins Read More »
Finance · UK Economy · The Bigger Picture Everyone has an opinion on the economy. Fewer people have actually looked at what growth means for their own money. I get asked one question more than almost any other, usually at a dinner table, usually somewhere between the main course and the pudding. Is the economy
The Growth Question Read More »
Finance · Investing · Habits The strategy that asks nothing of your nerve and everything of your patience. Here is a question that has cost more people money than almost any other in investing. When is the right time to buy? I used to obsess over the answer. I would watch a price, wait for
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Finance · Crypto · Infrastructure It has quietly touched nearly every share trade you have ever made. Now it is moving onto the blockchain. Let me introduce you to a company you have almost certainly never heard of, which has almost certainly handled your money. It does not advertise. It has no app you would
The Biggest Company You Have Never Heard Of Read More »
Finance · Crypto · The Long View Ten thousand coins is not a market. It is a waiting room. I am going to say something that will irritate roughly half the internet: most of the crypto coins that exist today will not exist in ten years. Not just most of the tiny ones. Most of
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Finance · Investing · ISAs One of the most generous tax breaks in Britain, and one of the most quietly ignored. Let me guess. You have heard the phrase stocks and shares ISA thrown around, nodded along as if it were obvious, and privately wondered whether it is something you are missing out on. You
Stocks and Shares ISA: The UK Investor’s Quiet Advantage Read More »
Finance · Crypto · Regulation While half the world was still arguing about whether crypto was a fad, Japan was writing the rulebook. Here is a confession that only slightly embarrasses me. Years ago, I assumed the countries shouting the loudest about crypto must be the ones leading it. All that noise, surely, meant progress.
Japan Quietly Got There First Read More »
Health & Fitness · Lifestyle · The Body That Carries The Life Nobody warned me my forties would ask more of me. Turns out I could ask more back. The barbell does not care what kind of week I have had, and that is precisely why I adore it. It is the one thing in
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Finance · Property · Real Assets Owning property does not have to mean a stranger’s boiler ruining your two in the morning. A friend told me, with the certainty of a woman who had thought about it for roughly four seconds, that property was not for her. Her evidence was vivid: a tenant ringing at
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Finance · Investing · The Way In The exciting trade is the one you remember. The quiet one is usually the one who paid. Can I confess something that still stings a little? In my earlier years, I had what I was certain was a brilliant idea. I put real money behind it, the kind
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