Citadel Securities has invested $400 million in Crypto.com. This brings it to a $20 billion valuation. The game I used to play when I was new to investing, and I am not sure it ever fully left me. I would watch what the serious money did. Not because I had the same amount to deploy,
Citadel Puts $400M In Crypto. Are You Paying Attention? Read More »
Bitcoin has been rangebound between £50,000 and £53,000 all month. Before you panic or walk away, here is what consolidation actually means. I once watched a pot of water not boil for what felt like an unreasonable amount of time. I know. The lesson writes itself. But I was impatient and I was watching, and
Bitcoin Is Stuck. Here Is Why That Might Be Exactly What You Need Read More »
UK crypto regulation arrives in 2026 and goes live by October 2027. Here is what changes, what it covers, and what ordinary investors actually need to know. I want to start with a confession about how I used to feel when the word “regulation” appeared in a financial headline. I skipped it. Straight past. Regulation
What UK Crypto Regulation Means for Your Money Read More »
Ethereum’s validator queue hit zero, and 2.48 million ETH is queuing to stake. Here is what the silence is actually saying about where ETH is heading. Let me tell you about the time I confused quiet with dead. Years ago, I had a holding that had sat completely flat for several months. No drama, no
Why Ethereum Going Quiet Is the Loudest Signal Read More »
The Renters’ Rights Act is the biggest shake-up of private renting in forty years. The costly bit is not the principle; it is the paperwork. The most expensive mistakes I have made were never dramatic. They were administrative. A form I meant to send. A deadline I half remembered. A letter I filed in the
Renting Changed. The Admin Is the Expensive Part Read More »
A new Prime Minister, a surprise Chancellor and gilt yields above five per cent. What markets actually did this week, and what they are waiting for. I once sold a holding on the morning of a political announcement, feeling terribly decisive about it, and bought it back eleven days later at a higher price, having
Three Days In, the Bond Market Is Waiting Read More »
UK airport drop-off fees rose by a third this year while EU airports charge nothing; A small fee and a useful lesson in captive pricing. There is a particular kind of goodbye that happens at an airport kerb. Boot open, bag out, a hug that goes on slightly too long, a horn somewhere behind you.
Ten Pounds to Say Goodbye Read More »
The high street got a permanent business rates cut in April. Understanding who is funding it explains a lot about your bills this year. I have a friend who runs a small café and cried, actual tears, over a business rates bill. Not because the number was unpayable, though it nearly was, but because she
A Tax Cut Always Comes From Somewhere Read More »
House prices are up 2.2 per cent while asking prices fall. That gap is the whole story of the UK property market right now. I once watched a seller lose eleven months and roughly forty thousand pounds by refusing to move on price. Not to a crash. To the passage of time. Every few weeks
The Housing Market Is Sorting, Not Falling Read More »
Evergreen and perpetual funds are being sold to ordinary investors like mutual funds. The word perpetual describes the fund’s life, not yours. Years ago I owned something I had been assured I could sell whenever I liked. And I could. Just not on the morning I actually needed to, and not at anything close to
Perpetual Does Not Mean You Can Leave Read More »
