London shares opened higher as oil dropped on hopes of opening the Hormuz; miners gained, energy lagged. Here is what the move actually tells an ordinary investor. There is a particular rhythm to market mornings when a geopolitical headline collides with a price chart. Futures point higher, the index opens in the green, and the
The FTSE Rose. The Oil Price Fell. So What. Read More »
Brent crude has slipped under $80 on hopes the Strait of Hormuz may reopen. Here is the practical effect on fuel, bills and the room in an ordinary budget. I have learned to treat oil headlines the way I treat weather forecasts. They matter, they change, and the useful question is never “what does the
Oil Below Eighty. What It Means at the Pump Read More »
How to invest in stocks in the UK, explained calmly and without the jargon. What shares are, how to buy them, the costs, and what can go wrong. How to Invest in Stocks A calm beginner’s guide, without the jargon or the urgency Most guides on how to invest in stocks make you feel late.
How to Invest in Stocks: A UK Beginner’s Guide Read More »
You can rebuild savings. You cannot rebuild a decade. On health, time, faith, and the things wealth was supposed to be protecting all along. What Money Cannot Buy Back? I spend most of my time writing about how to grow money, so allow me one piece on the other half of the equation: the half
What Money Cannot Buy Back? Read More »
Emerging markets returned 33.6% in 2025, and most British portfolios hold almost none. Here is the growth story, and the awkward small print underneath it. Emerging Markets: Where the Growth Actually Is In 2025, the MSCI Emerging Markets Index returned 33.6 per cent. The S&P 500, which absorbs roughly all of the oxygen in any
Emerging Markets: Where the Growth Is Read More »
Investment fees are small, invisible and utterly relentless. Over thirty years, they can quietly take more from you than any market crash. The Fees You Cannot See I want to tell you about the most expensive thing in your investment portfolio, and it is not a bad decision you made. It is a number so
The Fees You Cannot See Read More »
Ten countries have banned crypto outright. The results are not what either side of the argument predicted, and the lesson is bigger than crypto. What Happens When a Country Bans Crypto There is a natural experiment running in the world right now that almost nobody discusses properly. Several countries have banned cryptocurrency outright. Not restricted
What Happens When a Country Bans Crypto Read More »
Three hundred billion dollars sits in a corner of crypto almost nobody talks about. Stablecoins are the least exciting and most important thing in the market. Stablecoins Are Crypto’s Quiet Giant Ask most people to name a cryptocurrency, and you will get Bitcoin, possibly Ethereum, and then a pause. Almost nobody says Tether. Which is
Stablecoins Are Crypto’s Quiet Giant Read More »
The yen is at a 40-year low while Japan quietly builds the world’s most complete digital asset framework. XRP sits inside it. Here is what is real. Japan’s Weak Yen and Its Quiet Digital Rebuild There is a version of this story circulating online that I want to set aside before we start. It goes
Japan’s Weak Yen and Its Quiet Digital Rebuild Read More »
At the CFA UK Annual Investment Conference 2026, the industry conceded something useful: the biggest obstacle to good investing is not information. It is behaviour. The Professionals Just Admitted the Real Problem Every so often an industry says something true about itself, usually by accident, and it is worth catching when it happens. On 9
The Professionals Admitted the Real Problem Read More »
